Mutual funds offer:

• • Diversification (lower risk than investing in individual stocks)
• • Professional fund management
• • Accessibility (start with as low as ₹500/month via SIP)
• • Liquidity (easy to redeem)
• • Tax-efficient options (like ELSS for 80C)

SIP is a disciplined way to invest a fixed amount regularly (monthly/quarterly) into a mutual fund scheme. It helps you:

• • Build wealth over time
• • Average your buying cost (rupee cost averaging)
• • Develop a saving habit

Mutual funds are subject to market risks, but they come in various types (equity, debt, hybrid). Based on your risk profile, you can choose what suits you. Debt funds are relatively safer, while equity funds carry higher risk but also higher return potential.

It’s simple:

• 1. Take our Risk Profiler Quiz
• 2. Define your financial goals
• 3. Get a personalized investment plan
• 4. Complete your KYC and start SIPs or lump sum investments via our platform

We’ll guide you every step of the way.

• • Equity Funds – Invest in stocks; suitable for long-term goals
• • Debt Funds – Invest in bonds; suitable for short to medium-term goals
• • Hybrid Funds – Mix of equity and debt
• • ELSS Funds – Tax-saving mutual funds under Section 80C
• • Liquid Funds – Short-term, low-risk funds ideal for emergency or idle cash

Yes, most mutual funds offer flexibility to withdraw anytime, except for closed-ended or tax-saving funds like ELSS (which have a 3-year lock-in). Note: Some funds may have exit loads if redeemed within a short duration.

Yes. Tax depends on:

• • Type of fund (equity or debt)
• • Duration of holding (short term or long term)

No. You can invest through TechArtha without a Demat account. We facilitate investments directly via AMC platforms or trusted mutual fund aggregators.

NAV is the per-unit price of a mutual fund scheme. It changes daily based on the market value of the fund's holdings.

Mutual funds are regulated by SEBI (Securities and Exchange Board of India). Distributors like TechArtha are AMFI-registered, ensuring that your investments are made through authorized and compliant channels.

Yes, you can invest in mutual funds in your child’s or spouse’s name with proper documentation. TechArtha also offers goal-based planning specifically for children’s education and future needs.

We recommend reviewing your portfolio:

• • Once every 6–12 months
• • Or if there’s a major life event (job change, marriage, new goal)

If there’s not enough balance in your bank account, the SIP won’t get processed, and no penalty is charged by the AMC. You can always restart the SIP or opt for a different date/month.

We provide:

• • Personalized financial planning
• • Goal-based investment solutions
• • AMFI-registered mutual fund distribution
• • Risk profiling and tracking tools
• • Simple, bite-sized videos to build your knowledge